Terms and Conditions of Service
Agreement to Terms
Welcome to xyntheraviqo's financial planning subscription service. These terms govern your use of our platform and services. Please read them carefully before subscribing.
August 16, 2025
Acceptance of Terms
By subscribing to our service, you agree to be bound by these terms and conditions.
By using our financial planning subscription service, you acknowledge that you have read, understood, and agree to these terms
Service Description
Our subscription service provides monthly financial planning consultations and analytical reviews for a fee of $250 per month.
- One-on-one monthly consultation sessions with financial planning professionals
- Quarterly comprehensive reviews of your financial situation and goals
- Access to planning resources and ongoing email support
Your Responsibilities as a Subscriber
As a subscriber, you agree to certain responsibilities and obligations:
Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account
Accurate Information
You agree to provide accurate, current, and complete information during consultations and when using our services
Lawful Use
You agree to use our services only for lawful purposes and in accordance with these terms
Prohibited Uses
You may not use our service for any of the following:
- Any unlawful purpose or to solicit others to perform unlawful acts
- Violating any international, federal, provincial, or state regulations, rules, laws, or local ordinances
- Infringing upon or violating our intellectual property rights or the intellectual property rights of others
- Harassing, abusing, insulting, harming, defaming, slandering, disparaging, intimidating, or discriminating
- Submitting false or misleading information during consultations
Intellectual Property Rights
The service and its original content, features, and functionality are owned by xyntheraviqo and are protected by international copyright, trademark, and other intellectual property laws.
Our Content
All content provided during consultations, including analysis, recommendations, and planning materials, remains our intellectual property
Your Content
You retain ownership of any personal financial information you share, but grant us permission to use it to provide our services
Subscription and Payment Terms
Your subscription includes the following payment terms and conditions:
- Monthly subscription fee of $250 is billed automatically on your subscription date
- Payment must be made by credit card or approved electronic payment method
- Subscription continues until cancelled with 30 days written notice
Termination of Service
Either party may terminate this agreement under certain conditions:
Termination by You
You may cancel your subscription at any time with 30 days written notice to avoid the next billing cycle
Termination by Us
We may terminate your subscription for violation of these terms or non-payment of fees
Service Disclaimers
Our service is provided on an "as is" and "as available" basis without warranties of any kind
We make no representations about the suitability, reliability, availability, timeliness, or accuracy of our services for any purpose
Limitation of Liability
To the maximum extent permitted by applicable law, xyntheraviqo shall not be liable for any indirect, incidental, special, consequential, or punitive damages
We are not liable for any financial decisions you make based on our consultations or for market performance
Dispute Resolution Process
Any disputes arising from these terms or our services shall be resolved through the following process:
Binding Arbitration
Most disputes will be resolved through binding arbitration rather than court proceedings
Arbitration will be conducted under the Commercial Arbitration Rules of the American Arbitration Association
European Union Online Dispute Resolution
If you are located in the European Union, you may access the Online Dispute Resolution platform
The ODR platform provides an alternative way to resolve disputes without going to court
Access EU ODR PlatformGoverning Law
These terms shall be governed by and construed in accordance with the laws of the United States
Changes to Terms
We reserve the right to modify these terms at any time with reasonable notice to subscribers
Continued use of our service after changes constitutes acceptance of modified terms
Entire Agreement
These terms constitute the entire agreement between you and xyntheraviqo regarding our financial planning subscription service
Contact About Terms
If you have questions about these terms, please contact us before subscribing to our service